Analysis Fair Isaac Corporation (0TIQ)
5/27/2024
Analysis of Fair Isaac Corporation (0TIQ)
Fair Isaac Corporation (FICO) is showing a positive trend based on the recent data. The stock price has been increasing steadily over the past few days, with the RSI indicator showing values above 60, indicating bullish momentum. The MACD indicator is also positive, with the MACD line above the signal line and a positive MACD histogram.The moving averages (SMA, EMA, WMA) are all trending upwards, further supporting the bullish sentiment. Overall, the technical indicators suggest that FICO is in an uptrend and may continue to rise in the near future.
However, it's important to consider other factors such as market conditions, company news, and broader economic trends before making any investment decisions.
Earnings
The company's results for the most recent quarter, ending on April 30, 2025, have not been provided at this time. The previous quarter's results, ending on February 27, 2025, were handled by the Transfer Agent. The quarter before that, ending on January 31, 2025, had results released after hours. The results for the quarter ending on October 31, 2024, were not provided at the time. However, for the quarter ending on August 1, 2024, the company reported an earnings per share (EPS) estimate of 1.33.Main Statystic ðŸ§
The data provided includes financials, stock statistics, valuation metrics, stock price summary, and dividends and splits for a specific company.In terms of financials, the company has strong operating cash flow and levered free cash flow, with a positive current ratio and a high total debt to equity ratio. The profit margin and operating margin are also healthy, with a good return on assets and return on equity. The company's fiscal year ends in September 2023, and the most recent quarter reported is March 2024.
Looking at stock statistics, the company has a low short ratio and a significant percentage of shares held by institutions. The stock price summary shows a beta value, moving averages, and the range of the stock price over the past year.
Valuation metrics indicate a high PEG ratio, forward and trailing P/E ratios, and other key financial ratios such as price to book, price to sales, and enterprise value multiples. The market capitalization is also provided.
Lastly, dividends and splits information includes payout ratio, dividend dates, split dates, dividend rates, and yields. The company has a history of dividends and splits, with both forward and trailing annual dividend rates and yields mentioned.
Income statement 💸
These are the revenue figures. Here are the conclusions:1. The company's sales revenue has been increasing steadily over the years, from $274.5 billion in 2020 to $383.3 billion in 2023.
2. Despite the increase in sales, the cost of goods sold has also been rising, indicating a potential need for cost management.
3. The gross profit margin has remained relatively stable over the years, suggesting efficient cost control measures.
4. Earnings before interest and taxes (EBIT) have shown an upward trend, reaching $117.7 billion in 2023 from $69.9 billion in 2020.
5. Net income has also been increasing consistently, from $57.4 billion in 2020 to $97 billion in 2023, indicating overall profitability growth.
6. The company has been able to maintain a stable diluted EPS over the years, with minor fluctuations.
7. Operating income has shown a positive trajectory, reflecting the company's operational efficiency and effectiveness.
8. The company's non-operating interest expenses have been relatively stable, indicating a consistent financial management approach.
9. Overall, the financial performance of the company seems to be on an upward trajectory, with increasing revenues and profitability.
Balance Sheet
These are balance sheets. Here are the conclusions:1. The total assets have been increasing over the years, reaching $365,725,000,000 in 2018.
2. Current assets include cash, inventory, and accounts receivable, with cash and cash equivalents showing fluctuations.
3. Non-current assets consist mainly of investments and advances, with a significant portion allocated to machinery, furniture, and equipment.
4. Total liabilities have also been on the rise, with the highest recorded at $302,083,000,000 in 2022.
5. Current liabilities involve short-term debt, accounts payable, and other current liabilities.
6. Non-current liabilities include long-term debt and other non-current liabilities.
7. Shareholders' equity has shown variations, with the highest recorded at $90,488,000,000 in 2019.
8. Common stock and retained earnings are the major components of shareholders' equity.
9. The accumulated depreciation of non-current assets has been increasing, indicating the aging of assets.
10. The provision for risks and charges has also been fluctuating over the years.
Cash Flow 💶
This is the cash flow statement. Here are some conclusions we can draw from the data:1. The company's free cash flow has been fluctuating over the years, with the highest value in 2022 and the lowest in 2020.
2. Operating cash flow has generally been increasing year over year, indicating improved operational efficiency.
3. The company has been consistently paying interest and income taxes, with varying amounts each year.
4. The end cash position has also been fluctuating, reaching its highest value in 2020.
5. Financing activities show significant changes each year, with large amounts being spent on common stock repurchase and debt issuance.
6. Investing activities also vary, with notable amounts spent on the sale and purchase of investments, as well as capital expenditures.
7. Overall, the company's financial activities seem to be dynamic, with varying cash flows and positions each year.
Earnings estimate
Based on the analysts' estimates for future quarterly and annual earnings per share:1. For the current quarter ending on June 30, 2024, the average estimated EPS is $1.33, compared to $1.26 a year ago. The range of estimates is between $1.27 and $1.36, with 26 analysts providing forecasts.
2. For the next quarter ending on September 30, 2024, the average estimated EPS is $1.53, lower than the $1.46 reported a year ago. The estimates range from $1.44 to $1.63, with 25 analysts contributing to the forecasts.
3. For the current fiscal year ending on September 30, 2024, the average estimated EPS is $6.59, up from $6.13 in the previous year. The low estimate is $6.43, while the high estimate is $6.92, with 39 analysts providing estimates.
4. Looking ahead to the next fiscal year ending on September 30, 2025, the average estimated EPS is $7.23, compared to $6.59 in the previous year. The EPS estimates range from $6.40 to $7.90, with 39 analysts offering their projections.
Overall, the analysts are generally forecasting an increase in earnings per share for both the current and next fiscal years, with some fluctuations expected in the quarterly results.
Revenue estimate
Based on the analysts' estimates for the future quarterly and annual sales of the company, we can draw the following conclusions:1. For the current quarter ending on June 30, 2024, the average sales estimate is $83,776,900,000, with a sales growth of 2% compared to the same quarter last year. The number of analysts providing estimates is 24.
2. For the next quarter ending on September 30, 2024, the average sales estimate is $92,375,300,000, with a sales growth of 3% compared to the same quarter last year. The number of analysts providing estimates is 24.
3. For the current fiscal year ending on September 30, 2024, the average sales estimate is $386,681,000,000, with a sales growth of 1% compared to the previous fiscal year. The number of analysts providing estimates is 37.
4. For the next fiscal year ending on September 30, 2025, the average sales estimate is $411,555,000,000, with a sales growth of 6% compared to the current fiscal year. The number of analysts providing estimates is 37.
These estimates suggest a moderate growth trend in both quarterly and annual sales for the company over the specified periods.
Growth estimates
Based on the consensus estimates provided:- The company is expected to experience a growth rate of 7.5% in the current year and 9.7% in the next year.
- For the current quarter, the growth rate is estimated to be 5.6%, while for the next quarter it is projected to be 4.8%.
- Over the next 5 years, the company is expected to achieve an average annual growth rate of 11%.
- However, when looking at the past 5 years, the company has actually achieved a higher average annual growth rate of approximately 20.1%.
Overall, it appears that the company is expected to maintain a solid growth trajectory in the coming years, although at a slightly lower rate compared to the past 5 years.
Price target
Based on the analysts' forecast, the future price of the security is expected to range between $164 (low) and $250 (high), with a median estimate of $200 and an average estimate of $202.26. The current price of the security is $191.57. It appears that the analysts are generally optimistic about the future price of the security, with the average and median estimates both higher than the current price.MACD of 0TIQ
This is not investment advice. Remember to verify the information provided here.
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